HALO Customer Use Cases Matrix [Getting Started]
Welcome to the guide on HALO Customer Use Cases Matrix. This guide will walk you through various use cases where HALO can be leveraged to deepen client relationships, win prospects, capture leads, and expand household reach. By understanding these use cases, advisors can effectively engage clients, differentiate themselves in the market, and provide personalized financial planning solutions.
Goals
Engage Clients; (Deepen Client Relationships)
When to Engage
Annual Reviews
Insurance Reviews
Virtual Touchpoint Opportunities
Client Events (Webinars, etc.)
Advisor Benefits
Digital client experience to engage clients virtually &/or in-person
Deepens the longevity & health discussion as part of a holistic goals-based plan
Drives data-driven planning: HALO’s personalized projections & data inputs create more customized & actionable financial plans
Identifies cross-sell opportunities for annuities, life, LTC, and HSAs
Risk mitigation (illustrates potential client risks and provides documentation of client discussion)
Client Benefits
Empowers clients to take action & overcome inertia on decisions (worry less)
Creates confidence in the plan: Gives clients the most comprehensive goals-based plan based on their unique risks (with HALO’s unbiased & personalized projections)
Reveals unique insights about client’s longevity and shows ways to optimize their health
Helps clients focus on achieving their bucket list goals & financial wellness
Win Prospects
When to Engage
Discovery Process
Insurance Reviews
Prospect Nurturing
Virtual Engagement
Advisor Benefits
Digital engagement in a pandemic world
Differentiates advisor during the discovery process (shows how bank/ advisor is data-driven)
Demonstrates how bank/advisor invests in innovation to support clients
Identifies product opportunities/ helps grow the book of business
Client Benefits
Unbiased information regarding future risks & planning needs
Virtual Engagement: Opportunity to engage virtually with the advisor and receive immediate value & insights
Enhances trust: Creates a deeper introductory conversation driven by personalization and data
Capture Leads
When to Engage
Direct Website Engagement
Digital Lead Nurturing
Marketing Outreach (Longevity, health, & eldercare digital marketing topics)
Seminar / Webinar Events
Advisor Benefits
Creates a compelling hook for meeting with an advisor to receive & discuss results (the report is sent directly to an advisor for follow-up)
Captures valuable insights and data about a lead and pinpoints potential risk areas
Innovation-in-action to help banks/advisors differentiate their services & value
Client Benefits
Offers leads a way to engage and receive planning value from the bank/ advisor prior to a discovery meeting (via the bank’s website)
Increases financial literacy and educates lead on ways to increase financial wellbeing
Illustrates longevity, health, and eldercare planning risks in a personalized way to drive action
Expand Household
When to Engage
Reach Non-financial Decision Makers
Caregiving Situations
Family Meetings
Advisor Benefits
Guides data-driven planning conversations related to longevity, health, eldercare, and caregiving
Creates opportunities to engage nonfinancial decision-making spouse in planning conversations
Introduces planning conversations with the household (adult children &/or aging parents)
Risk mitigation: Provides documentation of client risks & planning conversations (Filial Law, etc.)
Client Benefits
Spouse:
Speaks the language of the family’s CMO (Chief Medical Officer) and shows her how those concerns can be addressed in a holistic financial plan
Provides unbiased analysis to inform, educate, and make decisions
Family:
Introduces family to the advisor (& how the advisor can help) prior to a family health crisis
Aligns family with client/s wishes as it relates to independence, health, and caregiving
Helps individual family members understand where they fit into future caregiving plans
For a full Halo Customer Use Case Matrix, download the attached guide: